Understanding the role of a RC Pro Real Estate
Rc Pro Immobilier: insurance like many others
A real estate CPR is an insurance that is signed between a real estate provider and an insurance agency. It is a contract for many years and covers the professional activity of the service provider. It is also an obligation for real estate agencies, regardless of their field of activity: SCI, SCPI or even simple intermediary. In many details, CPR is an insurance like any other. But is that always the case?
Some conditions for starting CPR
If we had to talk about the resemblance between a rc pro real estate agent and other types of insurance, we have to talk about the conditions for its implementation. Indeed, as it is civil liability insurance, this type of contract cannot give you a refund in any way. In particular, two conditions are required for the insurer to be inclined to pay the compensation: the accident is the result of a careless error and not an intentional act and the latter falls within the range of services contained in the contract. An investigation will be conducted by the insurance agency to ensure compliance with these conditions. It is only after the disclosure of the results of this research that compensation will or will not be granted. This payment will benefit the most loser, who is in most cases the client of the real estate agency.
The difference between a RCP real estate and other insurances
But in addition to the conditions of action of a real estate CPR, it differs from other types of civil liability contracts. First of all, as indicated, this type of service is only mandatory in the real estate sector. In this sense, it only covers accidents involving stone. For example, this may be a poor assessment of the condition of the premises or the value of a property. A case that may also occur is the breach of certain reasons in the sales contract. As long as it is a matter of professional misconduct and inattention, the client can aspire to compensation for their losses. Second, you need to understand that real estate CPR is a professional insurance contract. As such, it must also cover business losses in the event of an accident and a loss of profits in the event of burglary. These are important points for those who would like to open their own real estate agency. In these cases, the guarantee benefits professionals more than customers.
