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A property hunter for your first purchase

Buying for the first time in Paris means learning a new vocabulary (compromis, conditions precedent, notary fees) and making choices that shape the next ten years of your life. Since 2011, Home Select has guided first-time buyers through all of it, and counts them as 25% of its clients. Home Select averages 45 days and 6% off the asking price, with no nasty surprises.

Top-floor living space in a Paris building with exposed beams and overhead light
One in four
Home Select counts a quarter of first-time buyers among its clients and knows how to decode Paris for them.
4.8/5
on Google (145 reviews)
1,200+
clients guided since 2011

Your search

Your first purchase search

A first purchase in Paris often feels like an obstacle course: Saturday viewings, estate agents who never call back, sellers in a hurry, banks asking ever more questions. Your hunter takes the property side off your hands so you can focus on the financing and on picturing yourself in your future home.

  1. Every step explained

    Compromis, deposit, conditions precedent, mortgage, notary fees: your hunter explains every term and every figure. You always know what you are signing, and why.

  2. A realistic budget from the start

    The total budget is calibrated at the very first meeting: purchase price, notary fees, works, property tax and service charges. If you need it, Home Select puts you in touch with a partner broker to secure solid financing in advance.

  3. A purchase that holds up

    Review of the surveys, the state of the co-ownership, planned works, electrical compliance and the Carrez floor area. No viewing without a prior check; no offer without a fair-price calculation.

View over the rooftops of Paris from the balcony of a Haussmann apartment

The Home Select method

Your first purchase, step by step

A method tailored to first-time buyers: more explanation, more safeguards, the same efficiency.

  1. Scoping and financing

    Week one

    A first meeting to pin down your true budget: borrowing capacity, deposit and the costs around it. If you have not yet seen a broker, Home Select puts you in touch with a partner who will issue an agreement in principle, useful for reassuring sellers.

  2. Defining the brief

    Week one

    For a first-time buyer, the brief is necessarily broader: your hunter tests several scenarios (one or two bedrooms, a balcony or a courtyard, métro or RER), compares the arrondissements within reach of your budget, and lands on three or four precise targets.

  3. Sourcing and filtering

    Weeks two to five

    Your hunter works every source and filters heavily. For a first purchase, screening the quality of the building and the health of the co-ownership matters more than ever: Home Select will never bring you a flat whose works would blow your total budget.

  4. Viewings and offer

    Three to five viewings

    You view either on your own or with your hunter at your side. When the time comes, your hunter builds an offer that reassures the seller (solid financing, a motivated first-time buyer) while still securing a meaningful price reduction. On a first purchase, Home Select negotiates 5 to 6% off on average.

  5. Preliminary contract and notary

    Through to completion

    Your hunter reviews the preliminary contract and the deed of sale, and coordinates with your bank to meet the financing-condition deadline (typically 45 days). You sign with peace of mind.

Paris living room with original panelling, fireplace and herringbone parquet
Bright living room with original mouldings, Paris

How much does a buyer’s agent cost in Paris?

Two offers, the same full service, paid on success only: the Exclusive offer, 2.5% of the net purchase price (minimum €10,000 incl. VAT), at every budget, and the Confidential offer, 1.5%, for projects of €2m and above. Nothing is due until you have bought in Paris.

Spiral staircase of a Haussmann building seen from below, wrought-iron banister

Exclusive

Exclusive search mandate

2.5% of the net purchase price, minimum €10,000 incl. VAT

The full service, for every budget: brief, sourcing, off-market, pre-visits, negotiation and follow-through to the notary signing.

The Exclusive offer
Ornate door knocker on a deep blue door

Confidentielle

Simple search mandate

1.5% of the net purchase price, projects from €2M

The very same full service, on a selection made exclusively of off-market properties. For buyers who never want to see their search on a portal.

The Confidential offer

Comparison

Why a property hunter

Searching on your own compared with a search led by Home Select
Criterion On your ownHome Select
Search duration 6 months 45 days
Viewings before deciding 40+ 3
Time invested 150 h 15 h
Negotiation 0 to 2% 6%
Off-market access limited full

Home Select has observed these averages across 1,200 completed searches in Paris since 2011.

They bought with Home Select

Client testimonials

  • Home Select allowed me to make my first property purchase quickly and with great peace of mind. Home Select immediately pinpointed my search, my needs and my wishes. She was very helpful and effective. Home Select supported me throughout the project; she was attentive, available and full of good advice.

    Nathalie Y.PagesJaunes review

  • A big thank you to Anne, who was a great listener, responsive, proactive and very available, and who guided me through my search and answered my questions for my first purchase. I recommend her without hesitation!

    Marie R.Google review, 2025

  • A big thank you to Frédéric, who helped me find the apartment of my dreams! He was very professional, responsive, and knew just how to support and advise me throughout my project.

    Claire G.Google review, 2025

Your questions on a first purchase

Do you need a deposit to buy in Paris as a first-time buyer?

French banks typically require at least a 10% deposit on top of the notary fees (around 7 to 8% of the price). Depending on your profile and the wider market, a larger deposit can help with loan approval and improve the rate. Home Select puts you in touch with one of its partner brokers to settle this early on.

What costs should I budget on top of the purchase price?

For an older flat in Paris: notary fees (around 7.5% of the price), any estate-agent commission if the seller is using one (usually already wrapped into the asking price), the hunter's fees (Home Select charges 2.5% of the net purchase price, with a €10,000 incl. VAT minimum) and your bank's processing and guarantee fees (1 to 1.5%).

How long does a first purchase take?

Home Select, a property hunter in Paris, holds the same 45-day average for first-time buyers. Then allow roughly 90 days between the preliminary contract and completion (loan processing, the financing condition). All in: four to five months from mandate to keys in your hand.

Can you buy in Paris on a single income?

Yes, but the field narrows: usually a studio or a small two-room, often towards the city's edge or in eastern Paris. Home Select calibrates the search with you at the first meeting: if Paris intra-muros is out of reach for your budget, your hunter looks at the neighbouring towns (Saint-Ouen, Pantin, Montreuil, Levallois), which often offer better value per square metre.

What happens if the bank turns down my mortgage?

The financing condition precedent protects you: if the bank formally refuses the loan within the terms set out in the preliminary contract, the sale is cancelled and your deposit is returned. Your hunter makes sure that clause is precisely worded.

Can your fees be rolled into the mortgage?

Yes; Home Select, a property hunter in Paris, lets its fees be folded into your overall financing plan. The partner broker will know how to position them properly in the file your bank sees.
Corner Haussmann building on Rue Réaumur in Paris, among the trees, under a blue sky

Make a success of your first purchase in Paris

An experienced hunter to decode the market, negotiate properly, and steer you clear of first-time buyer pitfalls.