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Long-term wealth purchase

A property hunter for your wealth-focused purchase

In Paris, a well-placed apartment is value that lasts: a closed housing stock of which 3% changes hands each year, resale liquidity that exists nowhere else in France, and a tax regime that rewards long ownership. A future residence, a pied-à-terre for the family, a property to pass on: Home Select has helped 1,200+ buyers since 2011, finds the property in 45 days on average and negotiates 6% off the asking price.

Haussmann living room in Paris, a long-term wealth asset

Your search

Your wealth-focused search

A long-term buyer looks for what cannot be reproduced: a high floor with a lift, an open view, dual aspect, a top floor, a terrace. No renovation creates those features, and they are what holds value over twenty years.

Scarcity before arithmetic

Home Select looks for what cannot be rebuilt: location, floor level, view, orientation, the quality of the building. Anything a renovation can fix (dated kitchen, awkward layout, tired parquet) becomes a negotiating lever instead, never a reason to walk away.

Off-market and discretion

In Paris, around 15% of sales close without a public listing, the premium arrondissements (6th, 7th, 8th, 16th) included. They circulate between professionals, notaires, building managers and caretakers, often because the seller does not want the property displayed on portals.

Ownership and succession

Personal name, SCI or split ownership: the structure is decided before signing, not after. Home Select works with partner notaires to validate the one that matches your horizon and your exposure to the IFI wealth tax, which applies from 1.3 million euros of net property.

3% Share of the Paris housing stock that changes hands each year. That scarcity is what creates value here.

The Home Select method

How your purchase unfolds

Home Select has honed this method on more than 1,200 acquisitions since 2011, over 100 transactions a year.

  1. 01

    Framing the objective

    Week 1

    Home Select frames the real goal: building wealth, preparing a transfer, a pied-à-terre for children, reinvesting after a sale. That framing determines the type of property, not the other way round.

  2. 02

    Targeting by scarcity

    Week 1

    Home Select selects the areas and property types that hold: well-maintained cut-stone buildings, high floors with a lift, dual-aspect flats, top floors, terraces. The median price runs from 8,100 euros/sqm in the 19th to 14,400 euros/sqm in the 6th: that gap is one of scarcity, not build quality.

  3. 03

    Sourcing, including off-market

    Weeks 2 to 6

    Home Select activates its network of 15,000 professionals: agents, notaires, building managers and caretakers. Home Select's hunters pre-view on your behalf: an independent search runs past 40 viewings, Home Select presents 3 on average, the ones worth your time.

  4. 04

    Due diligence and negotiation

    Case by case

    Three years of general meeting minutes, works already voted through, reserve funds, the state of the facades, rights of view, consistency between Carrez and habitable surface. Then Home Select negotiates on the real comparables of the street and obtains 6% off the seller's price on average.

  5. 05

    Signing and beyond

    45 days on average

    Home Select takes its clients to the final deed at the notaire 45 days on average after the mandate. Home Select stays available afterwards: trades and partner interior architects, depending on the use you have in mind.

Comparison

Why a property hunter

On your own Home Select
Search duration 6 months 45 days
Viewings before deciding 40+ 3
Time invested 150 h 15 h
Negotiation 0 to 2% 6%
Off-market access limited full

Home Select has observed these averages across 1,200 completed searches in Paris since 2011.

They bought with Home Select

Client testimonials

Catherine is an outstanding professional, with an excellent knowledge of the market, remarkable efficiency in finding good deals, and an advisory approach to her clients that quickly clears the ground to identify the most suitable properties.

Etienne E.
Google review, 2021

Mission accomplished: she found the pied-à-terre of our dreams.

Steve R.
Google review, 2022

Living abroad and in the middle of the coronavirus crisis, the purchase was long and complicated, but we were able to count on Home Select's unwavering support and their sharp knowledge of property law and procedures.

Morgane L.
Google review, 2020

Frequently asked

Your questions on long-term wealth purchases

Why buy in Paris for the long term?

Because Paris preserves value: a closed housing stock of which only 3% changes hands each year, resale liquidity unique in France and a tax regime that rewards long ownership. A Paris apartment can be passed on, become a future residence or serve as a pied-à-terre for the family, from France or from abroad. The detail is in Home Select's guide to long-term wealth purchases in Paris.

What budget should you plan for?

At the median price of 9,800 euros/sqm (DVF data, 12 months to end of June 2026), a 45 sqm two-room flat is around 440,000 euros and an 80 sqm family flat around 785,000 euros. Add 7 to 8% notaire fees on an existing property, of which around 5.81% is transfer duty. Home Select, a property hunter in Paris, charges 2.5% of the net purchase price on an exclusive mandate, with a 10,000 euro minimum including VAT, payable on success only.

Personal name, SCI or split ownership?

Personal ownership is simplest for a first property and keeps the capital gains exemption if it becomes your main residence. An SCI makes sense for succession or shared ownership: its real value is legal rather than tax-driven, since a flat cannot be cut into three where shares can. Split ownership prepares a transfer at reduced tax cost but needs a notaire from the outset. Home Select frames that choice before the offer, with its partners.

At what level do you pay the IFI wealth tax?

The IFI applies above 1.3 million euros of net taxable property held on 1 January. In Paris that threshold arrives quickly: at the median price, a 100 sqm family flat owned outright is enough. A main residence benefits from a 30% allowance on its market value, and acquisition debt remains deductible. It is often the first surprise for a buyer arriving from abroad.

How long should you hold a Paris property?

Capital gains are exempt from income tax after 22 years of ownership, and from social levies after 30 years. A main residence is exempt from year one. That mechanism, on top of 7 to 8% acquisition costs, is why a Paris purchase designed for resale within five years almost always hits the wall of fees and tax.

Does Home Select work with non-resident buyers?

Yes. Home Select, a property hunter in Paris, counts around 50% of non-resident clients, and its team works in six languages. Home Select routinely handles purchases at a distance: filmed pre-viewings, detailed reports, signature by notarised power of attorney. Home Select's page for expatriate buyers sets out the process.

Haussmann facade with balconies and trees
Paris apartment with chevron parquet
Parisian street with Eiffel Tower view

Home Select finds for you

Plan your wealth-focused purchase in Paris

Scarcity, ownership structure, off-market access. The first conversation with Home Select is free and without obligation, and Home Select will also tell you when Home Select is not the right fit.

Describe your search to Home Select